Public debt and fairness between generations
Fiscal sustainability is often discussed in the dry language of accounting, yet it represents one of the most significant moral and economic challenges of the…
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Articles & Insights
All posts from Kotlikoff 2012.
Why the 401k system is actually failing to provide real retirement security
The Quiet Erosion of the Retirement Promise For decades, the 401(k) has been held up as the gold standard of American retirement planning. It was marketed as…
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Why I believe 529 plans are actually widening the wealth gap
The Paradox of the Tax-Advantaged Education Dream For decades, the 529 college savings plan has been hailed as the gold standard of American financial…
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What it actually means to leave a legacy that truly lasts
Redefining the Concept of a Lasting Legacy When most people hear the word “legacy,” they immediately think of massive trust funds, historical…
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How understanding behavioral finance actually helps you make smarter long term choices
The Myth of the Rational Actor For decades, classical economics has peddled a convenient fantasy: the ‘Homo Economicus.’ This mythical creature is…
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Why Intergenerational Equity Is Shaping The Future Of Fiscal Policy
The Unspoken Contract: A Reflection on Fiscal Legacy As we navigate the complexities of the 21st century, a quiet yet profound shift is occurring in the way…
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